Barb & Eric Stein, Realtors
     
Barb & Eric Stein
   Nashville and Williamson County Real Estate Specialists



Barb & Eric Stein

Consumer Advocates and Financial Advisors Recommend: Get a Buyer's Agent!


"...Buyers average a 5% savings when represented by a buyer's agent rather than a seller's agent." --Money Magazine

"To Buyers: If you want representation, work with a buyer['s agent]. They are legally obligated to represent your interests in any negotiations with sellers." --The Consumer Federation of America

"...Anyone buying real estate should use a buyer's agent." --AARP

"Groups such as the Consumer Federation of America and AARP recommend using buyer's agents...The reason is that they work."  --SmartMoney Magazine

"If you ever doubted the value of real estate agents who work solely for home buyers (as opposed to ... agents who report to sellers), consider this: A recent study by U.S. Sprint found that 232 relocating Sprint employees who hired buyer's brokers paid an average of 91% of a home's list price. People who use traditional agents typically pay about 96%. On a house originally priced at $150,000, that's a difference of $7,500." --Money Magazine


Let Barb & Eric protect your interests and help you save money when you buy!
 
Why should you let Barb & Eric help you buy? 
Because we'll not only save you time & trouble, we'll actually save you money!

 
How we save you time & trouble:  As MLS Agents, we can show you any listed property, regardless of which agency's name is on the sign.  So when when you'd like to see several properties listed by different agencies, you don't have to make numerous telephone calls.  One call to us does it all! 
 
How we save you money:  This is a much more important reason to let us be your Agents instead of dealing with the agent who has the listing.  Think about it:  How can an agent who's working for the Seller also work for you in negotiating the best deal?  On the other hand, as your Agents we work exclusively for you.  We'll not only help you through the negotiating process to be sure you don't pay too much for the property, we'll also stick with you all the way to closing, protecting your rights and interests.  And the best part is, our services cost you nothing.  Because instead of asking our Buyers to pay us a commission, we negotiate to receive a commission from the Sellers for bringing them a qualified Buyer -- namely, you!

Q:  Is this a good time to be a Buyer? 

Many people think low mortgage rates are what make a Buyer's market.  The fact is, low lending rates help Sellers almost as much as they help Buyers, because they get hesitant Buyers off the fence and into the hunt.  What really creates a Buyer's or Seller's market is simply Supply & Demand.  When many properties are on the market in an area, Buyers have the advantage because competition among Sellers is increased.  The opposite is true when there is a shortage of homes for sale and an abundance of Buyers competing for them.

A:  We'll help you maximize current market conditions, whatever the Buying climate. 


We'll also give you valuable mortgage advice.  The best suggestion we can offer as you begin to think seriously about buying a home is, Get pre-approved for your financing before you start.

Q:  Why is pre-approval so important?

A:  Every Seller's biggest concern, aside from getting the best price, is whether a Buyer who makes an offer is really qualified to take the contract to closing. 

The last thing Sellers want is to accept your offer and discontinue showing their home, only to find out a month or six weeks later that your loan isn't going to go through.  So getting pre-approved by your lender, and getting a loan commitment letter that you can include with your offer, is a huge plus.  Sellers have even been known to accept the offer of a Buyer who's pre-approved over a higher bid from one who's not.

How Barb & Eric can help:  We'll show you how to get pre-approved for free, in just a few minutes, in the privacy of your own home.  And you won't be obligated to get your mortgage from the lender who pre-approves you—you'll still be free to shop for a better rate, which can save you even more money over the term of your mortgage.

 


Save time, trouble, and money when you buy.
Contact Barb & Eric and let us help you make your dream home come true!


Home Buyers Beware...


Don't make this common mistake
Many home buyers hesitate to form a relationship with an agent early in the shopping process, feeling that they're wiser to "keep their options open" and avoid making any commitments.  This is backwards thinking.
 
When you commit to working with your own Buyer's agent, he or she will be able to commit whole-souled to you -- which includes working hard to provide you more and better options than you would have without an agent: 
 
More Options
First of all, having your own Buyer's agent at your side not only won't
cost you anything, but will save you, on average, 5% on the property you ultimately buy compared with not having your own agent. Forget the old myth about being able to "strike a better deal" working with the Seller's agent because of not asking them to pay an agent who's working for you.  The fact is, even if the Seller's agent were to give up that same 5%... continued on next page
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